{"id":7,"date":"2026-06-10T07:13:04","date_gmt":"2026-06-10T07:13:04","guid":{"rendered":"http:\/\/ekspertrestrukturyzacji.pl\/?page_id=7"},"modified":"2026-07-03T10:15:27","modified_gmt":"2026-07-03T10:15:27","slug":"elementor-7","status":"publish","type":"page","link":"https:\/\/ekspertrestrukturyzacji.pl\/","title":{"rendered":"Elementor #7"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7\" class=\"elementor elementor-7\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbd00d0 e-con e-atomic-element e-flexbox-base e-898c5f1 \" data-id=\"cbd00d0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cbd00d0\">\n    \t\t<div class=\"elementor-element elementor-element-4ccdb6a elementor-widget elementor-widget-html\" data-id=\"4ccdb6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA HERO - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-hero\" id=\"start\">\n    <div class=\"er-hero-overlay\"><\/div>\n\n    <div class=\"er-hero-inner\">\n        <div class=\"er-hero-content\">\n            <span class=\"er-eyebrow\">Ekspert Restrukturyzacji<\/span>\n\n            <h1>Odzyskaj kontrol\u0119 nad firm\u0105, zanim zrobi\u0105 to wierzyciele<\/h1>\n\n            <p>\n                Pomagamy przedsi\u0119biorcom w trudnej sytuacji finansowej. Wspieramy w restrukturyzacji,\n                upad\u0142o\u015bci oraz rozmowach z wierzycielami, bankami, urz\u0119dami i komornikami.\n            <\/p>\n\n            <div class=\"er-hero-buttons\">\n                <a href=\"#kontakt\" class=\"er-btn er-btn-gold\">Wype\u0142nij formularz<\/a>\n                <a href=\"#restrukturyzacja\" class=\"er-btn er-btn-outline\">Dowiedz si\u0119 wi\u0119cej<\/a>\n            <\/div>\n\n            <div class=\"er-hero-points\">\n                <div>\n                    <strong>Restrukturyzacja<\/strong>\n                    <span>ochrona firmy przed upad\u0142o\u015bci\u0105<\/span>\n                <\/div>\n\n                <div>\n                    <strong>Upad\u0142o\u015b\u0107<\/strong>\n                    <span>nowy pocz\u0105tek i uporz\u0105dkowanie zobowi\u0105za\u0144<\/span>\n                <\/div>\n\n                <div>\n                    <strong>Wsparcie<\/strong>\n                    <span>kontakt z wierzycielami, bankami i komornikami<\/span>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"er-hero-card\">\n            <span>Analiza sytuacji<\/span>\n            <h2>Sprawd\u017a, jakie rozwi\u0105zania s\u0105 dost\u0119pne dla Twojej firmy<\/h2>\n            <p>\n                Im szybciej zareagujesz, tym wi\u0119ksza szansa na skuteczne uporz\u0105dkowanie zobowi\u0105za\u0144\n                i ochron\u0119 dalszego funkcjonowania przedsi\u0119biorstwa.\n            <\/p>\n            <a href=\"#kontakt\">Um\u00f3w konsultacj\u0119<\/a>\n        <\/div>\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    --er-dark: #111111;\n    --er-dark2: #181818;\n    --er-gold: #c9a24d;\n    --er-gold-light: #e3c878;\n    --er-text: #f4f1ea;\n    --er-muted: #b9b3aa;\n}\n\n.er-hero {\n    position: relative;\n    min-height: 92vh;\n    display: flex;\n    align-items: center;\n    overflow: hidden;\n    color: var(--er-text);\n    padding: 120px 24px 90px;\n    background:\n        linear-gradient(90deg, rgba(0,0,0,0.92) 0%, rgba(0,0,0,0.82) 42%, rgba(0,0,0,0.55) 100%),\n        url(\"https:\/\/images.unsplash.com\/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1800&q=85\");\n    background-size: cover;\n    background-position: center right;\n}\n\n.er-hero::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px),\n        linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px);\n    background-size: 72px 72px;\n    opacity: 0.18;\n    pointer-events: none;\n}\n\n.er-hero::after {\n    content: \"\";\n    position: absolute;\n    width: 680px;\n    height: 680px;\n    right: -220px;\n    top: 50px;\n    background: radial-gradient(circle, rgba(201, 162, 77, 0.28), transparent 66%);\n    filter: blur(10px);\n    pointer-events: none;\n}\n\n.er-hero-overlay {\n    position: absolute;\n    inset: 0;\n    background:\n        radial-gradient(circle at 74% 32%, rgba(201, 162, 77, 0.18), transparent 34%),\n        linear-gradient(180deg, rgba(0,0,0,0.15), rgba(0,0,0,0.78));\n    pointer-events: none;\n}\n\n.er-hero-inner {\n    position: relative;\n    z-index: 2;\n    width: 100%;\n    max-width: 1220px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: 1.25fr 0.75fr;\n    gap: 70px;\n    align-items: center;\n}\n\n.er-eyebrow {\n    display: inline-flex;\n    align-items: center;\n    gap: 12px;\n    margin-bottom: 22px;\n    color: var(--er-gold-light);\n    font-size: 0.78rem;\n    font-weight: 700;\n    text-transform: uppercase;\n    letter-spacing: 0.18em;\n}\n\n.er-eyebrow::before {\n    content: \"\";\n    width: 42px;\n    height: 1px;\n    background: var(--er-gold);\n}\n\n.er-hero h1 {\n    max-width: 850px;\n    margin: 0;\n    font-size: clamp(3rem, 6.2vw, 6.8rem);\n    line-height: 0.96;\n    letter-spacing: -0.055em;\n    font-weight: 600;\n}\n\n.er-hero-content > p {\n    max-width: 690px;\n    margin: 28px 0 0;\n    color: var(--er-muted);\n    font-size: clamp(1.05rem, 1.4vw, 1.25rem);\n    line-height: 1.75;\n}\n\n.er-hero-buttons {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 14px;\n    margin-top: 38px;\n}\n\n.er-btn {\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    min-height: 54px;\n    padding: 0 28px;\n    border-radius: 999px;\n    text-decoration: none;\n    font-weight: 800;\n    font-size: 0.95rem;\n    transition: all 0.25s ease;\n}\n\n.er-btn-gold {\n    background: linear-gradient(135deg, var(--er-gold), var(--er-gold-light));\n    color: #090909;\n    box-shadow: 0 18px 42px rgba(201, 162, 77, 0.24);\n}\n\n.er-btn-gold:hover {\n    transform: translateY(-2px);\n    box-shadow: 0 22px 52px rgba(201, 162, 77, 0.34);\n}\n\n.er-btn-outline {\n    border: 1px solid rgba(227, 200, 120, 0.42);\n    color: var(--er-text);\n    background: rgba(255,255,255,0.04);\n    backdrop-filter: blur(10px);\n}\n\n.er-btn-outline:hover {\n    border-color: var(--er-gold);\n    background: rgba(201, 162, 77, 0.1);\n}\n\n.er-hero-points {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 18px;\n    margin-top: 54px;\n    max-width: 860px;\n}\n\n.er-hero-points div {\n    padding: 20px 18px;\n    border: 1px solid rgba(201, 162, 77, 0.2);\n    border-radius: 18px;\n    background: rgba(255,255,255,0.045);\n    backdrop-filter: blur(14px);\n}\n\n.er-hero-points strong {\n    display: block;\n    margin-bottom: 8px;\n    color: var(--er-gold-light);\n    font-size: 0.98rem;\n}\n\n.er-hero-points span {\n    display: block;\n    color: var(--er-muted);\n    font-size: 0.86rem;\n    line-height: 1.45;\n}\n\n.er-hero-card {\n    position: relative;\n    padding: 34px;\n    border-radius: 28px;\n    background: linear-gradient(145deg, rgba(18,18,18,0.86), rgba(5,5,5,0.7));\n    border: 1px solid rgba(201, 162, 77, 0.36);\n    box-shadow: 0 28px 90px rgba(0,0,0,0.58);\n    backdrop-filter: blur(18px);\n    overflow: hidden;\n}\n\n.er-hero-card::before {\n    content: \"\";\n    position: absolute;\n    top: -80px;\n    right: -80px;\n    width: 210px;\n    height: 210px;\n    background: radial-gradient(circle, rgba(201,162,77,0.3), transparent 68%);\n}\n\n.er-hero-card span {\n    position: relative;\n    display: inline-block;\n    margin-bottom: 22px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 700;\n}\n\n.er-hero-card h2 {\n    position: relative;\n    margin: 0;\n    font-size: clamp(1.7rem, 2.4vw, 2.45rem);\n    line-height: 1.12;\n    letter-spacing: -0.035em;\n    font-weight: 600;\n}\n\n.er-hero-card p {\n    position: relative;\n    margin: 18px 0 26px;\n    color: var(--er-muted);\n    font-size: 0.98rem;\n    line-height: 1.65;\n}\n\n.er-hero-card a {\n    position: relative;\n    display: inline-flex;\n    color: var(--er-gold-light);\n    font-weight: 800;\n    text-decoration: none;\n    border-bottom: 1px solid rgba(227, 200, 120, 0.5);\n    padding-bottom: 5px;\n}\n\n.er-hero-card a:hover {\n    color: var(--er-text);\n}\n\n@media (max-width: 980px) {\n    .er-hero {\n        min-height: auto;\n        padding: 110px 20px 70px;\n        background-position: center;\n    }\n\n    .er-hero-inner {\n        grid-template-columns: 1fr;\n        gap: 42px;\n    }\n\n    .er-hero-points {\n        grid-template-columns: 1fr;\n    }\n\n    .er-hero-card {\n        max-width: 560px;\n    }\n}\n\n@media (max-width: 560px) {\n    .er-hero {\n        padding: 92px 18px 56px;\n    }\n\n    .er-hero h1 {\n        font-size: clamp(2.55rem, 15vw, 4rem);\n    }\n\n    .er-hero-buttons {\n        flex-direction: column;\n    }\n\n    .er-btn {\n        width: 100%;\n    }\n\n    .er-hero-card {\n        padding: 26px;\n        border-radius: 22px;\n    }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-9133374 e-con e-atomic-element e-flexbox-base e-9f370ed \" data-id=\"9133374\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9133374\">\n    \t\t<div class=\"elementor-element elementor-element-e292826 elementor-widget elementor-widget-html\" data-id=\"e292826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA: NASZ ZESP\u00d3\u0141 - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-team-equal\" id=\"zespol\">\n    <div class=\"er-team-equal-inner\">\n\n        <div class=\"er-team-equal-header\">\n            <span class=\"er-section-label\">Nasz zesp\u00f3\u0142<\/span>\n\n            <h2>Specjali\u015bci, kt\u00f3rzy \u0142\u0105cz\u0105 prawo, finanse i praktyk\u0119 restrukturyzacyjn\u0105<\/h2>\n\n            <p>\n                Ekspert Restrukturyzacji tworzy zesp\u00f3\u0142 os\u00f3b z do\u015bwiadczeniem w obs\u0142udze przedsi\u0119biorc\u00f3w,\n                post\u0119powaniach restrukturyzacyjnych, upad\u0142o\u015bciowych, analizie finansowej oraz prowadzeniu\n                spraw wymagaj\u0105cych indywidualnej strategii dzia\u0142ania.\n            <\/p>\n        <\/div>\n\n        <div class=\"er-team-equal-grid\">\n\n            <article class=\"er-person-card\">\n                <div class=\"er-person-photo\">\n                   <img decoding=\"async\" src=\"http:\/\/ekspertrestrukturyzacji.pl\/wp-content\/uploads\/2026\/07\/adam-kaczmarczyk-e1751194914413.webp\" alt=\"Adam Kaczmarczyk\">\n                <\/div>\n\n                <div class=\"er-person-content\">\n                    <span>Radca prawny \/ prawnik zarz\u0105dzaj\u0105cy<\/span>\n                    <h3>Adam Kaczmarczyk<\/h3>\n\n                    <p>\n                        Prawnik zarz\u0105dzaj\u0105cy i za\u0142o\u017cyciel firmy prawniczej GLADIUS. Kieruje zespo\u0142em prawnik\u00f3w\n                        o r\u00f3\u017cnych specjalizacjach.\n                    <\/p>\n\n                    <p>\n                        Koncentruje si\u0119 na obs\u0142udze biznesu w zakresie prawa gospodarczego, prawa handlowego,\n                        upad\u0142o\u015bci i restrukturyzacji, projekt\u00f3w korporacyjnych oraz inwestycyjnych.\n                    <\/p>\n\n                    <p>\n                        Cz\u0142onek Okr\u0119gowej Izby Radc\u00f3w Prawnych w Olsztynie, wpisany na list\u0119 radc\u00f3w prawnych\n                        pod numerem OL-1957. Obs\u0142ug\u0119 prawn\u0105 \u015bwiadczy r\u00f3wnie\u017c w j\u0119zyku niemieckim i angielskim.\n                    <\/p>\n                <\/div>\n            <\/article>\n\n            <article class=\"er-person-card\">\n                <div class=\"er-person-photo\">\n                    <img decoding=\"async\" src=\"http:\/\/ekspertrestrukturyzacji.pl\/wp-content\/uploads\/2026\/06\/406235058_234362469684468_8505887774254552620_n.jpg\" alt=\"Dariusz Kroszkiewicz\">\n                <\/div>\n\n                <div class=\"er-person-content\">\n                    <span>Doradca restrukturyzacyjny<\/span>\n                    <h3>Dariusz Kroszkiewicz<\/h3>\n\n                    <p>\n                        Doradca restrukturyzacyjny z Olsztyna, wpisany na list\u0119 doradc\u00f3w restrukturyzacyjnych\n                        pod numerem licencji 1470.\n                    <\/p>\n\n                    <p>\n                        Specjalizuje si\u0119 w sprawach zwi\u0105zanych z restrukturyzacj\u0105, upad\u0142o\u015bci\u0105 przedsi\u0119biorc\u00f3w,\n                        upad\u0142o\u015bci\u0105 konsumenck\u0105 oraz wsparciem w procesach naprawczych prowadzonych wobec firm\n                        w trudnej sytuacji finansowej.\n                    <\/p>\n\n                    <p>\n                        Wyst\u0119puje w post\u0119powaniach restrukturyzacyjnych jako nadzorca uk\u0142adu, wspieraj\u0105c proces\n                        zawarcia porozumienia z wierzycielami i uporz\u0105dkowania zobowi\u0105za\u0144 przedsi\u0119biorstwa.\n                    <\/p>\n                <\/div>\n            <\/article>\n\n            <article class=\"er-person-card\">\n                <div class=\"er-person-photo\">\n                    <img decoding=\"async\" src=\"http:\/\/ekspertrestrukturyzacji.pl\/wp-content\/uploads\/2026\/06\/WhatsApp-Image-2026-05-12-at-10.24.23.jpeg\" alt=\"Milena Romanek\">\n                <\/div>\n\n                <div class=\"er-person-content\">\n                    <span>Restrukturyzacje i upad\u0142o\u015b\u0107<\/span>\n                    <h3>Milena Romanek<\/h3>\n\n                    <p>\n                        Od lat wspiera przedsi\u0119biorc\u00f3w w sprawach restrukturyzacyjnych i upad\u0142o\u015bciowych\n                        w kancelarii doradcy restrukturyzacyjnego.\n                    <\/p>\n\n                    <p>\n                        \u0141\u0105czy wiedz\u0119 z zakresu finans\u00f3w i rachunkowo\u015bci z praktycznym do\u015bwiadczeniem w analizie\n                        dokument\u00f3w finansowych oraz przygotowywaniu dokumentacji w post\u0119powaniach.\n                    <\/p>\n\n                    <p>\n                        Zajmuje si\u0119 tak\u017ce opracowywaniem prognoz finansowych oraz projekt\u00f3w propozycji uk\u0142adowych,\n                        kt\u00f3re s\u0105 istotnym elementem procesu restrukturyzacyjnego.\n                    <\/p>\n                <\/div>\n            <\/article>\n\n            <article class=\"er-person-card\">\n                <div class=\"er-person-photo\">\n                    <img decoding=\"async\" src=\"http:\/\/ekspertrestrukturyzacji.pl\/wp-content\/uploads\/2026\/06\/de6b8837-4160-4670-924c-6e00dbd4d2aa-1.png\" alt=\"Wiktoria Nesteruk\">\n                <\/div>\n\n                <div class=\"er-person-content\">\n                    <span>Aplikant radcowski<\/span>\n                    <h3>Wiktoria Nesteruk<\/h3>\n\n                    <p>\n                        Absolwentka prawa na Uniwersytecie Warmi\u0144sko-Mazurskim w Olsztynie. W trakcie studi\u00f3w\n                        uczestniczy\u0142a w wymianie studenckiej na Wydziale Prawa Uniwersytetu w Sewilli.\n                    <\/p>\n\n                    <p>\n                        Aktualnie odbywa aplikacj\u0119 w Okr\u0119gowej Izbie Radc\u00f3w Prawnych w Olsztynie. Do\u015bwiadczenie\n                        zdobywa\u0142a mi\u0119dzy innymi w Wojew\u00f3dzkim S\u0105dzie Administracyjnym w Gda\u0144sku oraz kancelarii prawnej.\n                    <\/p>\n\n                    <p>\n                        Uczestniczy w rozprawach s\u0105dowych, mediacjach i spotkaniach z klientami. Dzi\u0119ki pracy\n                        w Kancelarii Gladius zdoby\u0142a do\u015bwiadczenie m.in. w zakresie post\u0119powa\u0144 restrukturyzacyjnych.\n                    <\/p>\n                <\/div>\n            <\/article>\n\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    --er-dark: #111111;\n    --er-dark2: #181818;\n    --er-gold: #c9a24d;\n    --er-gold-light: #e3c878;\n    --er-text: #f4f1ea;\n    --er-muted: #b9b3aa;\n}\n\n.er-team-equal {\n    position: relative;\n    overflow: hidden;\n    padding: 112px 24px;\n    background:\n        radial-gradient(circle at 18% 14%, rgba(201, 162, 77, 0.13), transparent 32%),\n        linear-gradient(180deg, #070707 0%, #111111 52%, #070707 100%);\n    color: var(--er-text);\n}\n\n.er-team-equal::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(rgba(255,255,255,0.026) 1px, transparent 1px),\n        linear-gradient(90deg, rgba(255,255,255,0.026) 1px, transparent 1px);\n    background-size: 76px 76px;\n    opacity: 0.15;\n    pointer-events: none;\n}\n\n.er-team-equal::after {\n    content: \"\";\n    position: absolute;\n    width: 620px;\n    height: 620px;\n    right: -260px;\n    bottom: -260px;\n    background: radial-gradient(circle, rgba(201, 162, 77, 0.17), transparent 68%);\n    filter: blur(10px);\n    pointer-events: none;\n}\n\n.er-team-equal-inner {\n    position: relative;\n    z-index: 2;\n    max-width: 1220px;\n    margin: 0 auto;\n}\n\n.er-team-equal-header {\n    max-width: 980px;\n    margin-bottom: 66px;\n}\n\n.er-section-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 12px;\n    margin-bottom: 20px;\n    color: var(--er-gold-light);\n    font-size: 0.78rem;\n    font-weight: 800;\n    text-transform: uppercase;\n    letter-spacing: 0.18em;\n}\n\n.er-section-label::before {\n    content: \"\";\n    width: 42px;\n    height: 1px;\n    background: var(--er-gold);\n}\n\n.er-team-equal-header h2 {\n    margin: 0;\n    font-size: clamp(2.35rem, 4.8vw, 5.2rem);\n    line-height: 0.98;\n    letter-spacing: -0.055em;\n    font-weight: 600;\n}\n\n.er-team-equal-header p {\n    max-width: 780px;\n    margin: 26px 0 0;\n    color: var(--er-muted);\n    font-size: clamp(1.05rem, 1.45vw, 1.22rem);\n    line-height: 1.75;\n}\n\n.er-team-equal-grid {\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 22px;\n    align-items: stretch;\n}\n\n.er-person-card {\n    position: relative;\n    overflow: hidden;\n    display: flex;\n    flex-direction: column;\n    min-height: 100%;\n    border-radius: 30px;\n    background:\n        linear-gradient(145deg, rgba(255,255,255,0.055), rgba(255,255,255,0.022));\n    border: 1px solid rgba(201, 162, 77, 0.2);\n    box-shadow: 0 24px 74px rgba(0,0,0,0.28);\n    transition: all 0.28s ease;\n}\n\n.er-person-card:hover {\n    transform: translateY(-6px);\n    border-color: rgba(201, 162, 77, 0.42);\n    box-shadow: 0 34px 90px rgba(0,0,0,0.4);\n}\n\n.er-person-photo {\n    position: relative;\n    height: 390px;\n    overflow: hidden;\n    background: #111;\n}\n\n.er-person-photo::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    z-index: 2;\n    background:\n        linear-gradient(180deg, rgba(0,0,0,0.02), rgba(0,0,0,0.68)),\n        radial-gradient(circle at 72% 18%, rgba(201,162,77,0.16), transparent 36%);\n    pointer-events: none;\n}\n\n.er-person-photo img {\n    width: 100%;\n    height: 100%;\n    object-fit: cover;\n    object-position: center top;\n    display: block;\n    filter: saturate(0.92) contrast(1.04);\n    transition: transform 0.45s ease;\n}\n\n.er-person-card:hover .er-person-photo img {\n    transform: scale(1.05);\n}\n\n.er-person-content {\n    display: flex;\n    flex-direction: column;\n    flex: 1;\n    padding: 28px 24px 30px;\n}\n\n.er-person-content span {\n    display: inline-block;\n    margin-bottom: 14px;\n    color: var(--er-gold-light);\n    font-size: 0.7rem;\n    text-transform: uppercase;\n    letter-spacing: 0.14em;\n    font-weight: 800;\n    line-height: 1.4;\n}\n\n.er-person-content h3 {\n    margin: 0 0 16px;\n    color: var(--er-text);\n    font-size: clamp(1.45rem, 2vw, 2rem);\n    line-height: 1.08;\n    letter-spacing: -0.04em;\n    font-weight: 600;\n}\n\n.er-person-content p {\n    margin: 0 0 14px;\n    color: var(--er-muted);\n    font-size: 0.9rem;\n    line-height: 1.68;\n}\n\n.er-person-content p:last-child {\n    margin-bottom: 0;\n}\n\n@media (max-width: 1180px) {\n    .er-team-equal-grid {\n        grid-template-columns: repeat(2, 1fr);\n    }\n\n    .er-person-photo {\n        height: 500px;\n    }\n}\n\n@media (max-width: 720px) {\n    .er-team-equal {\n        padding: 88px 20px;\n    }\n\n    .er-team-equal-header {\n        margin-bottom: 44px;\n    }\n\n    .er-team-equal-grid {\n        grid-template-columns: 1fr;\n    }\n\n    .er-person-photo {\n        height: 520px;\n    }\n}\n\n@media (max-width: 560px) {\n    .er-team-equal {\n        padding: 72px 18px;\n    }\n\n    .er-team-equal-header h2 {\n        font-size: clamp(2.15rem, 12vw, 3.5rem);\n    }\n\n    .er-person-card {\n        border-radius: 24px;\n    }\n\n    .er-person-photo {\n        height: 430px;\n    }\n\n    .er-person-content {\n        padding: 24px 22px 26px;\n    }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-e19801f e-con e-atomic-element e-flexbox-base e-4c65dad \" data-id=\"e19801f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e19801f\">\n    \t\t<div class=\"elementor-element elementor-element-435c373 elementor-widget elementor-widget-html\" data-id=\"435c373\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA: RESTRUKTURYZACJA - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-restruct\" id=\"restrukturyzacja\">\n    <div class=\"er-restruct-inner\">\n\n        <div class=\"er-restruct-header\">\n            <span class=\"er-section-label\">Restrukturyzacja<\/span>\n\n            <h2>To szansa dla Twojej firmy<\/h2>\n\n            <p>\n                Je\u015bli Twoja firma ma problemy finansowe, restrukturyzacja mo\u017ce pom\u00f3c j\u0105 uratowa\u0107,\n                przywr\u00f3ci\u0107 stabilno\u015b\u0107 i odzyska\u0107 kontrol\u0119 nad zobowi\u0105zaniami. Odpowiednio podj\u0119te\n                dzia\u0142ania pozwalaj\u0105 unikn\u0105\u0107 upad\u0142o\u015bci i uporz\u0105dkowa\u0107 relacje z wierzycielami.\n            <\/p>\n        <\/div>\n\n        <div class=\"er-restruct-grid\">\n\n            <div class=\"er-restruct-image\">\n                <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1300&q=85\" alt=\"Analiza dokument\u00f3w finansowych i restrukturyzacyjnych\">\n                <div class=\"er-image-note\">\n                    <strong>Szybka reakcja ma znaczenie<\/strong>\n                    <span>Im wcze\u015bniej rozpoczniesz dzia\u0142ania, tym wi\u0119cej mo\u017cliwo\u015bci pozostaje po Twojej stronie.<\/span>\n                <\/div>\n            <\/div>\n\n            <div class=\"er-restruct-content\">\n\n                <div class=\"er-info-card er-info-card-main\">\n                    <h3>Dla kogo jest restrukturyzacja?<\/h3>\n                    <p>\n                        Restrukturyzacja jest przeznaczona dla przedsi\u0119biorc\u00f3w, kt\u00f3rzy mimo trudno\u015bci\n                        finansowych widz\u0105 realn\u0105 mo\u017cliwo\u015b\u0107 dalszego prowadzenia dzia\u0142alno\u015bci. To rozwi\u0105zanie\n                        dla firm, kt\u00f3re potrzebuj\u0105 czasu i odpowiednich narz\u0119dzi, aby uporz\u0105dkowa\u0107 swoje\n                        zobowi\u0105zania oraz odbudowa\u0107 stabilno\u015b\u0107.\n                    <\/p>\n                <\/div>\n\n                <div class=\"er-check-list\">\n                    <div>\n                        <span><\/span>\n                        <p>firma ma op\u00f3\u017anienia w p\u0142atno\u015bciach wobec kontrahent\u00f3w, bank\u00f3w, ZUS lub urz\u0119du skarbowego,<\/p>\n                    <\/div>\n\n                    <div>\n                        <span><\/span>\n                        <p>pojawiaj\u0105 si\u0119 wezwania do zap\u0142aty, windykacja lub dzia\u0142ania komornicze,<\/p>\n                    <\/div>\n\n                    <div>\n                        <span><\/span>\n                        <p>przedsi\u0119biorstwo traci p\u0142ynno\u015b\u0107, ale nadal ma potencja\u0142 do dalszego dzia\u0142ania,<\/p>\n                    <\/div>\n\n                    <div>\n                        <span><\/span>\n                        <p>w\u0142a\u015bciciel lub zarz\u0105d chce unikn\u0105\u0107 upad\u0142o\u015bci i odzyska\u0107 kontrol\u0119 nad sytuacj\u0105.<\/p>\n                    <\/div>\n                <\/div>\n\n            <\/div>\n        <\/div>\n\n        <div class=\"er-help-section\">\n            <div class=\"er-help-text\">\n                <span>W jaki spos\u00f3b pomagamy?<\/span>\n                <h3>Zapewniamy kompleksowe wsparcie na ka\u017cdym etapie restrukturyzacji<\/h3>\n                <p>\n                    Analizujemy sytuacj\u0119 finansow\u0105 przedsi\u0119biorstwa, dobieramy odpowiednie rozwi\u0105zania,\n                    przygotowujemy niezb\u0119dne dokumenty, prowadzimy negocjacje z wierzycielami i reprezentujemy\n                    klient\u00f3w w post\u0119powaniach. Dbamy o sprawny, przejrzysty i bezpieczny przebieg ca\u0142ego procesu.\n                <\/p>\n            <\/div>\n\n            <div class=\"er-benefits\">\n                <div>\n                    <strong>Ochrona przed upad\u0142o\u015bci\u0105<\/strong>\n                    <p>Restrukturyzacja mo\u017ce da\u0107 firmie przestrze\u0144 do naprawy sytuacji finansowej.<\/p>\n                <\/div>\n\n                <div>\n                    <strong>Uporz\u0105dkowanie zobowi\u0105za\u0144<\/strong>\n                    <p>Pomagamy przygotowa\u0107 realny plan dzia\u0142ania wobec wierzycieli.<\/p>\n                <\/div>\n\n                <div>\n                    <strong>Ograniczenie presji<\/strong>\n                    <p>Przejmujemy ci\u0119\u017car komunikacji z wierzycielami, bankami i komornikami.<\/p>\n                <\/div>\n\n                <div>\n                    <strong>Kontynuacja dzia\u0142alno\u015bci<\/strong>\n                    <p>Celem jest ochrona przedsi\u0119biorstwa i stworzenie warunk\u00f3w do dalszego funkcjonowania.<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"er-restruct-cta\">\n            <div>\n                <span>Nie odk\u0142adaj decyzji<\/span>\n                <h3>Sprawd\u017a, co mo\u017cemy zrobi\u0107 w Twojej sytuacji<\/h3>\n                <p>\n                    Ka\u017cdy dzie\u0144 zw\u0142oki mo\u017ce ogranicza\u0107 dost\u0119pne mo\u017cliwo\u015bci. Skontaktuj si\u0119 z nami i opisz swoj\u0105 sytuacj\u0119.\n                <\/p>\n            <\/div>\n\n            <a href=\"#kontakt\">Wype\u0142nij formularz zg\u0142oszeniowy<\/a>\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    --er-dark: #111111;\n    --er-dark2: #181818;\n    --er-gold: #c9a24d;\n    --er-gold-light: #e3c878;\n    --er-text: #f4f1ea;\n    --er-muted: #b9b3aa;\n}\n\n.er-restruct {\n    position: relative;\n    overflow: hidden;\n    padding: 112px 24px;\n    background:\n        radial-gradient(circle at 80% 15%, rgba(201, 162, 77, 0.13), transparent 30%),\n        linear-gradient(180deg, #080808 0%, #121212 48%, #070707 100%);\n    color: var(--er-text);\n}\n\n.er-restruct::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(rgba(255,255,255,0.026) 1px, transparent 1px),\n        linear-gradient(90deg, rgba(255,255,255,0.026) 1px, transparent 1px);\n    background-size: 76px 76px;\n    opacity: 0.15;\n    pointer-events: none;\n}\n\n.er-restruct::after {\n    content: \"\";\n    position: absolute;\n    width: 540px;\n    height: 540px;\n    right: -230px;\n    bottom: -190px;\n    background: radial-gradient(circle, rgba(201, 162, 77, 0.16), transparent 68%);\n    filter: blur(10px);\n    pointer-events: none;\n}\n\n.er-restruct-inner {\n    position: relative;\n    z-index: 2;\n    max-width: 1220px;\n    margin: 0 auto;\n}\n\n.er-section-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 12px;\n    margin-bottom: 20px;\n    color: var(--er-gold-light);\n    font-size: 0.78rem;\n    font-weight: 800;\n    text-transform: uppercase;\n    letter-spacing: 0.18em;\n}\n\n.er-section-label::before {\n    content: \"\";\n    width: 42px;\n    height: 1px;\n    background: var(--er-gold);\n}\n\n.er-restruct-header {\n    max-width: 850px;\n    margin-bottom: 66px;\n}\n\n.er-restruct-header h2 {\n    margin: 0;\n    font-size: clamp(2.45rem, 5vw, 5.5rem);\n    line-height: 0.98;\n    letter-spacing: -0.055em;\n    font-weight: 600;\n}\n\n.er-restruct-header p {\n    max-width: 790px;\n    margin: 26px 0 0;\n    color: var(--er-muted);\n    font-size: clamp(1.05rem, 1.45vw, 1.25rem);\n    line-height: 1.75;\n}\n\n.er-restruct-grid {\n    display: grid;\n    grid-template-columns: 0.95fr 1.05fr;\n    gap: 48px;\n    align-items: stretch;\n}\n\n.er-restruct-image {\n    position: relative;\n    min-height: 590px;\n    border-radius: 34px;\n    overflow: hidden;\n    border: 1px solid rgba(201, 162, 77, 0.24);\n    box-shadow: 0 34px 92px rgba(0,0,0,0.48);\n    background: #111;\n}\n\n.er-restruct-image::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    z-index: 2;\n    background:\n        linear-gradient(180deg, rgba(0,0,0,0.05), rgba(0,0,0,0.78)),\n        radial-gradient(circle at 80% 16%, rgba(201,162,77,0.2), transparent 36%);\n    pointer-events: none;\n}\n\n.er-restruct-image img {\n    width: 100%;\n    height: 100%;\n    min-height: 590px;\n    object-fit: cover;\n    display: block;\n    filter: saturate(0.9) contrast(1.05);\n}\n\n.er-image-note {\n    position: absolute;\n    z-index: 3;\n    left: 28px;\n    right: 28px;\n    bottom: 28px;\n    padding: 24px;\n    border-radius: 22px;\n    background: rgba(8,8,8,0.74);\n    border: 1px solid rgba(201, 162, 77, 0.32);\n    backdrop-filter: blur(16px);\n}\n\n.er-image-note strong {\n    display: block;\n    margin-bottom: 8px;\n    color: var(--er-gold-light);\n    font-size: 1.05rem;\n}\n\n.er-image-note span {\n    display: block;\n    color: var(--er-muted);\n    font-size: 0.92rem;\n    line-height: 1.5;\n}\n\n.er-restruct-content {\n    display: flex;\n    flex-direction: column;\n    gap: 24px;\n}\n\n.er-info-card {\n    position: relative;\n    overflow: hidden;\n    padding: 34px;\n    border-radius: 28px;\n    background: linear-gradient(145deg, rgba(255,255,255,0.06), rgba(255,255,255,0.024));\n    border: 1px solid rgba(201, 162, 77, 0.22);\n    box-shadow: 0 24px 78px rgba(0,0,0,0.28);\n}\n\n.er-info-card::before {\n    content: \"\";\n    position: absolute;\n    width: 180px;\n    height: 180px;\n    right: -90px;\n    top: -90px;\n    background: radial-gradient(circle, rgba(201,162,77,0.22), transparent 70%);\n    pointer-events: none;\n}\n\n.er-info-card h3 {\n    position: relative;\n    margin: 0 0 16px;\n    font-size: clamp(1.55rem, 2.2vw, 2.25rem);\n    line-height: 1.12;\n    letter-spacing: -0.035em;\n    font-weight: 600;\n    color: var(--er-text);\n}\n\n.er-info-card p {\n    position: relative;\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 1rem;\n    line-height: 1.75;\n}\n\n.er-check-list {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 14px;\n}\n\n.er-check-list div {\n    display: flex;\n    gap: 14px;\n    align-items: flex-start;\n    padding: 20px;\n    border-radius: 20px;\n    background: rgba(255,255,255,0.035);\n    border: 1px solid rgba(201, 162, 77, 0.16);\n}\n\n.er-check-list span {\n    position: relative;\n    display: block;\n    width: 22px;\n    min-width: 22px;\n    height: 22px;\n    margin-top: 2px;\n    border-radius: 50%;\n    background: linear-gradient(135deg, var(--er-gold), var(--er-gold-light));\n}\n\n.er-check-list span::after {\n    content: \"\";\n    position: absolute;\n    left: 7px;\n    top: 5px;\n    width: 6px;\n    height: 10px;\n    border-right: 2px solid #080808;\n    border-bottom: 2px solid #080808;\n    transform: rotate(45deg);\n}\n\n.er-check-list p {\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 0.96rem;\n    line-height: 1.6;\n}\n\n.er-help-section {\n    margin-top: 78px;\n    display: grid;\n    grid-template-columns: 0.95fr 1.05fr;\n    gap: 42px;\n    align-items: start;\n}\n\n.er-help-text {\n    position: sticky;\n    top: 30px;\n}\n\n.er-help-text span {\n    display: inline-block;\n    margin-bottom: 16px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-help-text h3 {\n    margin: 0;\n    font-size: clamp(2rem, 3.4vw, 3.8rem);\n    line-height: 1;\n    letter-spacing: -0.05em;\n    font-weight: 600;\n}\n\n.er-help-text p {\n    margin: 24px 0 0;\n    color: var(--er-muted);\n    font-size: 1rem;\n    line-height: 1.8;\n}\n\n.er-benefits {\n    display: grid;\n    grid-template-columns: repeat(2, 1fr);\n    gap: 18px;\n}\n\n.er-benefits div {\n    padding: 26px;\n    border-radius: 24px;\n    background: rgba(255,255,255,0.038);\n    border: 1px solid rgba(201, 162, 77, 0.17);\n}\n\n.er-benefits strong {\n    display: block;\n    margin-bottom: 10px;\n    color: var(--er-gold-light);\n    font-size: 1.05rem;\n}\n\n.er-benefits p {\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 0.94rem;\n    line-height: 1.65;\n}\n\n.er-restruct-cta {\n    position: relative;\n    overflow: hidden;\n    margin-top: 76px;\n    padding: 38px;\n    border-radius: 30px;\n    background:\n        linear-gradient(135deg, rgba(201,162,77,0.16), rgba(255,255,255,0.035)),\n        #0d0d0d;\n    border: 1px solid rgba(201, 162, 77, 0.34);\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 34px;\n    box-shadow: 0 30px 86px rgba(0,0,0,0.36);\n}\n\n.er-restruct-cta::before {\n    content: \"\";\n    position: absolute;\n    right: -120px;\n    top: -160px;\n    width: 360px;\n    height: 360px;\n    background: radial-gradient(circle, rgba(201,162,77,0.28), transparent 68%);\n    pointer-events: none;\n}\n\n.er-restruct-cta div {\n    position: relative;\n    max-width: 720px;\n}\n\n.er-restruct-cta span {\n    display: inline-block;\n    margin-bottom: 12px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-restruct-cta h3 {\n    margin: 0;\n    font-size: clamp(1.8rem, 3vw, 3rem);\n    line-height: 1.08;\n    letter-spacing: -0.04em;\n    font-weight: 600;\n}\n\n.er-restruct-cta p {\n    margin: 14px 0 0;\n    color: var(--er-muted);\n    font-size: 0.98rem;\n    line-height: 1.65;\n}\n\n.er-restruct-cta a {\n    position: relative;\n    display: inline-flex;\n    justify-content: center;\n    align-items: center;\n    min-height: 56px;\n    padding: 0 28px;\n    border-radius: 999px;\n    background: linear-gradient(135deg, var(--er-gold), var(--er-gold-light));\n    color: #090909;\n    font-weight: 900;\n    font-size: 0.94rem;\n    text-decoration: none;\n    white-space: nowrap;\n    box-shadow: 0 18px 42px rgba(201, 162, 77, 0.22);\n    transition: all 0.25s ease;\n}\n\n.er-restruct-cta a:hover {\n    transform: translateY(-2px);\n    box-shadow: 0 24px 54px rgba(201, 162, 77, 0.32);\n}\n\n@media (max-width: 980px) {\n    .er-restruct {\n        padding: 86px 20px;\n    }\n\n    .er-restruct-header {\n        margin-bottom: 44px;\n    }\n\n    .er-restruct-grid,\n    .er-help-section {\n        grid-template-columns: 1fr;\n    }\n\n    .er-restruct-image,\n    .er-restruct-image img {\n        min-height: 440px;\n    }\n\n    .er-help-text {\n        position: relative;\n        top: auto;\n    }\n\n    .er-restruct-cta {\n        flex-direction: column;\n        align-items: flex-start;\n    }\n}\n\n@media (max-width: 640px) {\n    .er-restruct {\n        padding: 70px 18px;\n    }\n\n    .er-restruct-header h2 {\n        font-size: clamp(2.2rem, 13vw, 3.5rem);\n    }\n\n    .er-restruct-image {\n        border-radius: 24px;\n    }\n\n    .er-restruct-image,\n    .er-restruct-image img {\n        min-height: 360px;\n    }\n\n    .er-image-note {\n        left: 18px;\n        right: 18px;\n        bottom: 18px;\n        padding: 20px;\n        border-radius: 18px;\n    }\n\n    .er-info-card {\n        padding: 26px 22px;\n        border-radius: 22px;\n    }\n\n    .er-benefits {\n        grid-template-columns: 1fr;\n    }\n\n    .er-restruct-cta {\n        padding: 28px 22px;\n        border-radius: 24px;\n    }\n\n    .er-restruct-cta a {\n        width: 100%;\n        white-space: normal;\n        text-align: center;\n    }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-066bb4f e-con e-atomic-element e-flexbox-base e-2109833 \" data-id=\"066bb4f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"066bb4f\">\n    \t\t<div class=\"elementor-element elementor-element-5c356b5 elementor-widget elementor-widget-html\" data-id=\"5c356b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA: POST\u0118POWANIA RESTRUKTURYZACYJNE - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-proceedings\" id=\"postepowania\">\n    <div class=\"er-proceedings-inner\">\n\n        <div class=\"er-proceedings-header\">\n            <span class=\"er-section-label\">Post\u0119powania restrukturyzacyjne<\/span>\n\n            <h2>Dobieramy form\u0119 post\u0119powania do realnej sytuacji firmy<\/h2>\n\n            <p>\n                Oferujemy wsparcie we wszystkich dost\u0119pnych formach restrukturyzacji. \n                Ka\u017cde post\u0119powanie ma inny zakres, tempo i poziom ochrony, dlatego przed podj\u0119ciem dzia\u0142a\u0144\n                analizujemy sytuacj\u0119 przedsi\u0119biorstwa i wskazujemy najkorzystniejszy scenariusz.\n            <\/p>\n        <\/div>\n\n        <div class=\"er-proceedings-grid\">\n\n            <div class=\"er-proceeding-card\">\n                <div class=\"er-card-number\">01<\/div>\n                <h3>Post\u0119powanie o zatwierdzenie uk\u0142adu<\/h3>\n                <p>\n                    Najprostsza i najszybsza forma restrukturyzacji. Pozwala zawrze\u0107 uk\u0142ad z wierzycielami\n                    bez udzia\u0142u s\u0105du na etapie g\u0142osowania.\n                <\/p>\n                <ul>\n                    <li>szybka procedura,<\/li>\n                    <li>wi\u0119ksza dyskrecja,<\/li>\n                    <li>mo\u017cliwo\u015b\u0107 sprawnego porozumienia z wierzycielami.<\/li>\n                <\/ul>\n            <\/div>\n\n            <div class=\"er-proceeding-card er-card-featured\">\n                <div class=\"er-card-number\">02<\/div>\n                <h3>Przyspieszone post\u0119powanie uk\u0142adowe<\/h3>\n                <p>\n                    Szybkie post\u0119powanie s\u0105dowe dla firm, kt\u00f3re chc\u0105 sprawnie porozumie\u0107 si\u0119 z wierzycielami\n                    i uporz\u0105dkowa\u0107 swoje zobowi\u0105zania.\n                <\/p>\n                <ul>\n                    <li>s\u0105dowa ochrona firmy,<\/li>\n                    <li>kr\u00f3tszy czas prowadzenia sprawy,<\/li>\n                    <li>rozwi\u0105zanie dla mniej skomplikowanych sytuacji.<\/li>\n                <\/ul>\n            <\/div>\n\n            <div class=\"er-proceeding-card\">\n                <div class=\"er-card-number\">03<\/div>\n                <h3>Post\u0119powanie uk\u0142adowe<\/h3>\n                <p>\n                    Rozwi\u0105zanie dla bardziej z\u0142o\u017conych spraw. Umo\u017cliwia restrukturyzacj\u0119 wi\u0119kszego zad\u0142u\u017cenia\n                    i przygotowanie szerszych dzia\u0142a\u0144 naprawczych.\n                <\/p>\n                <ul>\n                    <li>dla wi\u0119kszej liczby wierzycieli,<\/li>\n                    <li>przy bardziej skomplikowanych zobowi\u0105zaniach,<\/li>\n                    <li>z mo\u017cliwo\u015bci\u0105 szczeg\u00f3\u0142owej analizy sytuacji firmy.<\/li>\n                <\/ul>\n            <\/div>\n\n            <div class=\"er-proceeding-card\">\n                <div class=\"er-card-number\">04<\/div>\n                <h3>Post\u0119powanie sanacyjne<\/h3>\n                <p>\n                    Najszersza forma restrukturyzacji. Pozwala na g\u0142\u0119bok\u0105 napraw\u0119 przedsi\u0119biorstwa,\n                    ochron\u0119 przed egzekucj\u0105 i wdro\u017cenie dzia\u0142a\u0144 uzdrawiaj\u0105cych firm\u0119.\n                <\/p>\n                <ul>\n                    <li>najszerszy zakres ochrony,<\/li>\n                    <li>mo\u017cliwo\u015b\u0107 g\u0142\u0119bokich zmian w firmie,<\/li>\n                    <li>ochrona przed egzekucj\u0105.<\/li>\n                <\/ul>\n            <\/div>\n\n        <\/div>\n\n        <div class=\"er-proceedings-bottom\">\n            <div class=\"er-bottom-text\">\n                <span>Nie wiesz, kt\u00f3re post\u0119powanie wybra\u0107?<\/span>\n                <h3>Przeanalizujemy Twoj\u0105 sytuacj\u0119 i wska\u017cemy najlepsz\u0105 drog\u0119 dzia\u0142ania<\/h3>\n            <\/div>\n\n            <a href=\"#kontakt\">Skontaktuj si\u0119 z nami<\/a>\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    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class=\"er-section-label\">Dlaczego czas jest wa\u017cny?<\/span>\n\n            <h2>Im wcze\u015bniej podejmiesz decyzj\u0119, tym wi\u0119ksze masz mo\u017cliwo\u015bci<\/h2>\n\n            <p class=\"er-time-lead\">\n                Ka\u017cdy dzie\u0144 op\u00f3\u017anienia w regulowaniu zobowi\u0105za\u0144 mo\u017ce zwi\u0119ksza\u0107 zad\u0142u\u017cenie,\n                wzmacnia\u0107 presj\u0119 wierzycieli i ogranicza\u0107 dost\u0119pne scenariusze dzia\u0142ania.\n            <\/p>\n\n            <p>\n                Szybka reakcja pozwala zatrzyma\u0107 narastanie problem\u00f3w, uporz\u0105dkowa\u0107 sytuacj\u0119\n                i zwi\u0119kszy\u0107 szanse na skuteczn\u0105 restrukturyzacj\u0119. Nie warto czeka\u0107, a\u017c decyzje\n                zaczn\u0105 podejmowa\u0107 wierzyciele, banki, urz\u0105d skarbowy lub komornik.\n            <\/p>\n\n            <div class=\"er-time-actions\">\n                <a href=\"#kontakt\" class=\"er-time-btn\">Wype\u0142nij formularz zg\u0142oszeniowy<\/a>\n                <span>Przeanalizujemy Twoj\u0105 sytuacj\u0119 i wska\u017cemy mo\u017cliwe rozwi\u0105zania.<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"er-time-panel\">\n            <div class=\"er-time-panel-top\">\n                <span>Ryzyko zw\u0142oki<\/span>\n                <strong>Ka\u017cdy dzie\u0144 ma znaczenie<\/strong>\n            <\/div>\n\n            <div class=\"er-time-list\">\n                <div>\n                    <span>01<\/span>\n                    <p>Narastaj\u0105ce odsetki i dodatkowe koszty zad\u0142u\u017cenia.<\/p>\n                <\/div>\n\n                <div>\n                    <span>02<\/span>\n               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border: 1px solid rgba(201, 162, 77, 0.34);\n    box-shadow: 0 32px 92px rgba(0,0,0,0.58);\n    backdrop-filter: blur(18px);\n}\n\n.er-time-panel::before {\n    content: \"\";\n    position: absolute;\n    width: 260px;\n    height: 260px;\n    right: -120px;\n    top: -130px;\n    background: radial-gradient(circle, rgba(201,162,77,0.28), transparent 70%);\n    pointer-events: none;\n}\n\n.er-time-panel-top {\n    position: relative;\n    padding-bottom: 24px;\n    margin-bottom: 24px;\n    border-bottom: 1px solid rgba(255,255,255,0.1);\n}\n\n.er-time-panel-top span {\n    display: inline-block;\n    margin-bottom: 12px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-time-panel-top strong {\n    display: block;\n    color: var(--er-text);\n    font-size: clamp(1.7rem, 2.6vw, 2.6rem);\n    line-height: 1.08;\n    letter-spacing: -0.04em;\n    font-weight: 600;\n}\n\n.er-time-list {\n    position: relative;\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 14px;\n}\n\n.er-time-list div {\n    display: flex;\n    gap: 16px;\n    align-items: flex-start;\n    padding: 18px;\n    border-radius: 18px;\n    background: rgba(255,255,255,0.04);\n    border: 1px solid rgba(201, 162, 77, 0.15);\n}\n\n.er-time-list span {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    width: 34px;\n    min-width: 34px;\n    height: 34px;\n    border-radius: 50%;\n    color: var(--er-gold-light);\n    background: rgba(201, 162, 77, 0.1);\n    border: 1px solid rgba(201, 162, 77, 0.28);\n    font-size: 0.72rem;\n    font-weight: 900;\n    letter-spacing: 0.08em;\n}\n\n.er-time-list p {\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 0.95rem;\n    line-height: 1.6;\n}\n\n@media (max-width: 980px) {\n    .er-time {\n        padding: 88px 20px;\n    }\n\n    .er-time-inner {\n        grid-template-columns: 1fr;\n        gap: 44px;\n    }\n\n    .er-time-panel {\n        max-width: 620px;\n    }\n}\n\n@media (max-width: 560px) {\n    .er-time {\n        padding: 72px 18px;\n    }\n\n    .er-time-content h2 {\n        font-size: clamp(2.15rem, 12vw, 3.5rem);\n    }\n\n    .er-time-actions {\n        align-items: flex-start;\n        flex-direction: column;\n    }\n\n    .er-time-btn {\n        width: 100%;\n        text-align: center;\n    }\n\n    .er-time-actions span {\n        max-width: 100%;\n    }\n\n    .er-time-panel {\n        padding: 26px 22px;\n        border-radius: 24px;\n    }\n\n    .er-time-list div {\n        padding: 16px;\n    }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-24553c9 e-con e-atomic-element e-flexbox-base e-196e516 \" data-id=\"24553c9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"24553c9\">\n    \t\t<div class=\"elementor-element elementor-element-5473e85 elementor-widget elementor-widget-html\" data-id=\"5473e85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA: UPAD\u0141O\u015a\u0106 - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-bankruptcy\" id=\"upadlosc\">\n    <div class=\"er-bankruptcy-inner\">\n\n        <div class=\"er-bankruptcy-top\">\n            <div class=\"er-bankruptcy-heading\">\n                <span class=\"er-section-label\">Upad\u0142o\u015b\u0107<\/span>\n\n                <h2>Upad\u0142o\u015b\u0107 mo\u017ce by\u0107 pocz\u0105tkiem nowego etapu<\/h2>\n            <\/div>\n\n            <div class=\"er-bankruptcy-intro\">\n                <p>\n                    Upad\u0142o\u015b\u0107 to szansa na uporz\u0105dkowanie trudnej sytuacji finansowej i uwolnienie si\u0119\n                    od nadmiernego zad\u0142u\u017cenia. W wielu przypadkach pozwala zako\u0144czy\u0107 stres zwi\u0105zany\n                    z windykacj\u0105, egzekucj\u0105 i ci\u0105g\u0142\u0105 presj\u0105 wierzycieli.\n                <\/p>\n            <\/div>\n        <\/div>\n\n        <div class=\"er-bankruptcy-main\">\n\n            <div class=\"er-bankruptcy-photo\">\n                <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1521791055366-0d553872125f?auto=format&fit=crop&w=1400&q=85\" alt=\"Spotkanie doradcze dotycz\u0105ce upad\u0142o\u015bci i restrukturyzacji\">\n\n                <div class=\"er-bankruptcy-badge\">\n                    <span>Wsparcie w trudnym procesie<\/span>\n                    <strong>Nie jeste\u015b w tym sam<\/strong>\n                <\/div>\n            <\/div>\n\n            <div class=\"er-bankruptcy-content\">\n\n                <div class=\"er-bankruptcy-card er-bankruptcy-card-main\">\n                    <span>Zalety upad\u0142o\u015bci<\/span>\n                    <h3>Porz\u0105dek, ochrona i szansa na spokojniejsz\u0105 przysz\u0142o\u015b\u0107<\/h3>\n                    <p>\n                        Upad\u0142o\u015b\u0107 mo\u017ce prowadzi\u0107 do umorzenia ca\u0142o\u015bci lub cz\u0119\u015bci zobowi\u0105za\u0144, a tak\u017ce\n                        do ustalenia planu sp\u0142aty dopasowanego do realnych mo\u017cliwo\u015bci. To rozwi\u0105zanie,\n                        kt\u00f3re pozwala zamkn\u0105\u0107 etap narastaj\u0105cych problem\u00f3w i stopniowo wraca\u0107 do stabilno\u015bci.\n                    <\/p>\n                <\/div>\n\n                <div class=\"er-bankruptcy-list\">\n\n                    <div>\n                        <span>01<\/span>\n                        <p>ocena, czy upad\u0142o\u015b\u0107 jest w\u0142a\u015bciwym rozwi\u0105zaniem w Twojej sytuacji,<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>02<\/span>\n                        <p>analiza konsekwencji prawnych, finansowych i organizacyjnych,<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>03<\/span>\n                        <p>przygotowanie dokument\u00f3w oraz wsparcie na kolejnych etapach post\u0119powania,<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>04<\/span>\n                        <p>odci\u0105\u017cenie od kontaktu z wierzycielami, windykacj\u0105 i komornikami.<\/p>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n        <div class=\"er-bankruptcy-help\">\n\n            <div class=\"er-help-card\">\n                <h3>Dla przedsi\u0119biorc\u00f3w<\/h3>\n                <p>\n                    Pomagamy oceni\u0107, czy og\u0142oszenie upad\u0142o\u015bci jest konieczne, czy istnieje jeszcze\n                    mo\u017cliwo\u015b\u0107 restrukturyzacji i ochrony dzia\u0142alno\u015bci. Analizujemy sytuacj\u0119 firmy,\n                    zobowi\u0105zania, maj\u0105tek oraz ryzyka po stronie w\u0142a\u015bcicieli lub zarz\u0105du.\n                <\/p>\n            <\/div>\n\n            <div class=\"er-help-card\">\n                <h3>Dla os\u00f3b fizycznych<\/h3>\n                <p>\n                    Wspieramy osoby, kt\u00f3re znalaz\u0142y si\u0119 w sytuacji nadmiernego zad\u0142u\u017cenia i nie s\u0105\n                    w stanie samodzielnie regulowa\u0107 zobowi\u0105za\u0144. Wyja\u015bniamy mo\u017cliwe rozwi\u0105zania,\n                    konsekwencje i przebieg post\u0119powania.\n                <\/p>\n            <\/div>\n\n            <div class=\"er-help-card\">\n                <h3>Indywidualna analiza<\/h3>\n                <p>\n                    Ka\u017cd\u0105 spraw\u0119 rozpatrujemy indywidualnie. Nie ka\u017cda sytuacja wymaga upad\u0142o\u015bci,\n                    dlatego przed podj\u0119ciem decyzji przedstawiamy mo\u017cliwe scenariusze i rekomendujemy\n                    najbezpieczniejszy kierunek dzia\u0142ania.\n                <\/p>\n            <\/div>\n\n        <\/div>\n\n        <div class=\"er-bankruptcy-cta\">\n            <div>\n                <span>Potrzebujesz pomocy?<\/span>\n                <h3>Opisz swoj\u0105 sytuacj\u0119 \u2014 sprawdzimy, jakie rozwi\u0105zania s\u0105 mo\u017cliwe<\/h3>\n                <p>\n                    Przeanalizujemy zg\u0142oszenie i wska\u017cemy, czy w\u0142a\u015bciw\u0105 drog\u0105 jest upad\u0142o\u015b\u0107,\n                    restrukturyzacja, negocjacje z wierzycielami lub inne dzia\u0142ania ochronne.\n                <\/p>\n            <\/div>\n\n            <a href=\"#kontakt\">Przejd\u017a do formularza<\/a>\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    --er-dark: #111111;\n    --er-dark2: #181818;\n    --er-gold: #c9a24d;\n    --er-gold-light: #e3c878;\n    --er-text: #f4f1ea;\n    --er-muted: #b9b3aa;\n}\n\n.er-bankruptcy {\n    position: relative;\n    overflow: hidden;\n    padding: 112px 24px;\n    background:\n        radial-gradient(circle at 18% 18%, rgba(201, 162, 77, 0.13), transparent 32%),\n        linear-gradient(180deg, #070707 0%, #121212 50%, #080808 100%);\n    color: var(--er-text);\n}\n\n.er-bankruptcy::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(rgba(255,255,255,0.026) 1px, transparent 1px),\n        linear-gradient(90deg, rgba(255,255,255,0.026) 1px, transparent 1px);\n    background-size: 76px 76px;\n    opacity: 0.15;\n    pointer-events: none;\n}\n\n.er-bankruptcy::after {\n    content: \"\";\n    position: absolute;\n    width: 560px;\n    height: 560px;\n    right: -240px;\n    top: 28%;\n    background: radial-gradient(circle, rgba(201, 162, 77, 0.15), transparent 68%);\n    filter: blur(10px);\n    pointer-events: none;\n}\n\n.er-bankruptcy-inner {\n    position: relative;\n    z-index: 2;\n    max-width: 1220px;\n    margin: 0 auto;\n}\n\n.er-bankruptcy-top {\n    display: grid;\n    grid-template-columns: 1.05fr 0.95fr;\n    gap: 72px;\n    align-items: end;\n    margin-bottom: 68px;\n}\n\n.er-section-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 12px;\n    margin-bottom: 20px;\n    color: var(--er-gold-light);\n    font-size: 0.78rem;\n    font-weight: 800;\n    text-transform: uppercase;\n    letter-spacing: 0.18em;\n}\n\n.er-section-label::before {\n    content: \"\";\n    width: 42px;\n    height: 1px;\n    background: var(--er-gold);\n}\n\n.er-bankruptcy-heading h2 {\n    margin: 0;\n    font-size: clamp(2.45rem, 5vw, 5.5rem);\n    line-height: 0.98;\n    letter-spacing: -0.055em;\n    font-weight: 600;\n}\n\n.er-bankruptcy-intro p {\n    margin: 0;\n    color: var(--er-muted);\n    font-size: clamp(1.05rem, 1.45vw, 1.22rem);\n    line-height: 1.75;\n}\n\n.er-bankruptcy-main {\n    display: grid;\n    grid-template-columns: 0.95fr 1.05fr;\n    gap: 48px;\n    align-items: stretch;\n}\n\n.er-bankruptcy-photo {\n    position: relative;\n    min-height: 590px;\n    border-radius: 34px;\n    overflow: hidden;\n    border: 1px solid rgba(201, 162, 77, 0.24);\n    box-shadow: 0 34px 92px rgba(0,0,0,0.48);\n    background: #111;\n}\n\n.er-bankruptcy-photo::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    z-index: 2;\n    background:\n        linear-gradient(180deg, rgba(0,0,0,0.06), rgba(0,0,0,0.78)),\n        radial-gradient(circle at 78% 18%, rgba(201,162,77,0.18), transparent 34%);\n    pointer-events: none;\n}\n\n.er-bankruptcy-photo img {\n    width: 100%;\n    height: 100%;\n    min-height: 590px;\n    object-fit: cover;\n    display: block;\n    filter: saturate(0.9) contrast(1.04);\n}\n\n.er-bankruptcy-badge {\n    position: absolute;\n    z-index: 3;\n    left: 28px;\n    right: 28px;\n    bottom: 28px;\n    padding: 24px;\n    border-radius: 22px;\n    background: rgba(8,8,8,0.74);\n    border: 1px solid rgba(201, 162, 77, 0.32);\n    backdrop-filter: blur(16px);\n}\n\n.er-bankruptcy-badge span {\n    display: inline-block;\n    margin-bottom: 10px;\n    color: var(--er-gold-light);\n    font-size: 0.74rem;\n    text-transform: uppercase;\n    letter-spacing: 0.14em;\n    font-weight: 800;\n}\n\n.er-bankruptcy-badge strong {\n    display: block;\n    color: var(--er-text);\n    font-size: 1.45rem;\n    line-height: 1.15;\n    letter-spacing: -0.03em;\n    font-weight: 600;\n}\n\n.er-bankruptcy-content {\n    display: flex;\n    flex-direction: column;\n    gap: 24px;\n}\n\n.er-bankruptcy-card {\n    position: relative;\n    overflow: hidden;\n    padding: 34px;\n    border-radius: 28px;\n    background: linear-gradient(145deg, rgba(255,255,255,0.06), rgba(255,255,255,0.024));\n    border: 1px solid rgba(201, 162, 77, 0.22);\n    box-shadow: 0 24px 78px rgba(0,0,0,0.28);\n}\n\n.er-bankruptcy-card::before {\n    content: \"\";\n    position: absolute;\n    width: 190px;\n    height: 190px;\n    right: -90px;\n    top: -90px;\n    background: radial-gradient(circle, rgba(201,162,77,0.22), transparent 70%);\n    pointer-events: none;\n}\n\n.er-bankruptcy-card span {\n    position: relative;\n    display: inline-block;\n    margin-bottom: 16px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-bankruptcy-card h3 {\n    position: relative;\n    margin: 0 0 16px;\n    font-size: clamp(1.55rem, 2.2vw, 2.3rem);\n    line-height: 1.12;\n    letter-spacing: -0.035em;\n    font-weight: 600;\n    color: var(--er-text);\n}\n\n.er-bankruptcy-card p {\n    position: relative;\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 1rem;\n    line-height: 1.75;\n}\n\n.er-bankruptcy-list {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 14px;\n}\n\n.er-bankruptcy-list div {\n    display: flex;\n    gap: 16px;\n    align-items: flex-start;\n    padding: 20px;\n    border-radius: 20px;\n    background: rgba(255,255,255,0.035);\n    border: 1px solid rgba(201, 162, 77, 0.16);\n}\n\n.er-bankruptcy-list span {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    width: 34px;\n    min-width: 34px;\n    height: 34px;\n    border-radius: 50%;\n    color: var(--er-gold-light);\n    background: rgba(201, 162, 77, 0.1);\n    border: 1px solid rgba(201, 162, 77, 0.28);\n    font-size: 0.72rem;\n    font-weight: 900;\n    letter-spacing: 0.08em;\n}\n\n.er-bankruptcy-list p {\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 0.96rem;\n    line-height: 1.6;\n}\n\n.er-bankruptcy-help {\n    margin-top: 76px;\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 22px;\n}\n\n.er-help-card {\n    position: relative;\n    overflow: hidden;\n    padding: 32px 28px;\n    border-radius: 26px;\n    background:\n        linear-gradient(145deg, rgba(255,255,255,0.055), rgba(255,255,255,0.022));\n    border: 1px solid rgba(201, 162, 77, 0.19);\n    box-shadow: 0 24px 74px rgba(0,0,0,0.24);\n}\n\n.er-help-card::before {\n    content: \"\";\n    position: absolute;\n    width: 170px;\n    height: 170px;\n    right: -95px;\n    top: -95px;\n    background: radial-gradient(circle, rgba(201,162,77,0.18), transparent 70%);\n    pointer-events: none;\n}\n\n.er-help-card h3 {\n    position: relative;\n    margin: 0 0 14px;\n    color: var(--er-gold-light);\n    font-size: 1.35rem;\n    line-height: 1.18;\n    letter-spacing: -0.03em;\n    font-weight: 600;\n}\n\n.er-help-card p {\n    position: relative;\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 0.95rem;\n    line-height: 1.7;\n}\n\n.er-bankruptcy-cta {\n    position: relative;\n    overflow: hidden;\n    margin-top: 76px;\n    padding: 38px;\n    border-radius: 30px;\n    background:\n        linear-gradient(135deg, rgba(201,162,77,0.16), rgba(255,255,255,0.035)),\n        #0d0d0d;\n    border: 1px solid rgba(201, 162, 77, 0.34);\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 34px;\n    box-shadow: 0 30px 86px rgba(0,0,0,0.36);\n}\n\n.er-bankruptcy-cta::before {\n    content: \"\";\n    position: absolute;\n    right: -120px;\n    top: -160px;\n    width: 360px;\n    height: 360px;\n    background: radial-gradient(circle, rgba(201,162,77,0.28), transparent 68%);\n    pointer-events: none;\n}\n\n.er-bankruptcy-cta div {\n    position: relative;\n    max-width: 760px;\n}\n\n.er-bankruptcy-cta span {\n    display: inline-block;\n    margin-bottom: 12px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-bankruptcy-cta h3 {\n    margin: 0;\n    font-size: clamp(1.8rem, 3vw, 3rem);\n    line-height: 1.08;\n    letter-spacing: -0.04em;\n    font-weight: 600;\n}\n\n.er-bankruptcy-cta p {\n    margin: 14px 0 0;\n    color: var(--er-muted);\n    font-size: 0.98rem;\n    line-height: 1.65;\n}\n\n.er-bankruptcy-cta a {\n    position: relative;\n    display: inline-flex;\n    justify-content: center;\n    align-items: center;\n    min-height: 56px;\n    padding: 0 28px;\n    border-radius: 999px;\n    background: linear-gradient(135deg, var(--er-gold), var(--er-gold-light));\n    color: #090909;\n    font-weight: 900;\n    font-size: 0.94rem;\n    text-decoration: none;\n    white-space: nowrap;\n    box-shadow: 0 18px 42px rgba(201, 162, 77, 0.22);\n    transition: all 0.25s ease;\n}\n\n.er-bankruptcy-cta a:hover {\n    transform: translateY(-2px);\n    box-shadow: 0 24px 54px rgba(201, 162, 77, 0.32);\n}\n\n@media (max-width: 980px) {\n    .er-bankruptcy {\n        padding: 88px 20px;\n    }\n\n    .er-bankruptcy-top,\n    .er-bankruptcy-main {\n        grid-template-columns: 1fr;\n        gap: 44px;\n    }\n\n    .er-bankruptcy-top {\n        margin-bottom: 44px;\n    }\n\n    .er-bankruptcy-photo,\n    .er-bankruptcy-photo img {\n        min-height: 440px;\n    }\n\n    .er-bankruptcy-help {\n        grid-template-columns: 1fr;\n        margin-top: 52px;\n    }\n\n    .er-bankruptcy-cta {\n        flex-direction: column;\n        align-items: flex-start;\n    }\n}\n\n@media (max-width: 560px) {\n    .er-bankruptcy {\n        padding: 72px 18px;\n    }\n\n    .er-bankruptcy-heading h2 {\n        font-size: clamp(2.15rem, 12vw, 3.5rem);\n    }\n\n    .er-bankruptcy-photo {\n        border-radius: 24px;\n    }\n\n    .er-bankruptcy-photo,\n    .er-bankruptcy-photo img {\n        min-height: 360px;\n    }\n\n    .er-bankruptcy-badge {\n        left: 18px;\n        right: 18px;\n        bottom: 18px;\n        padding: 20px;\n        border-radius: 18px;\n    }\n\n    .er-bankruptcy-card {\n        padding: 26px 22px;\n        border-radius: 22px;\n    }\n\n    .er-bankruptcy-list div {\n        padding: 16px;\n    }\n\n    .er-help-card {\n        padding: 26px 22px;\n        border-radius: 22px;\n    }\n\n    .er-bankruptcy-cta {\n        padding: 28px 22px;\n        border-radius: 24px;\n    }\n\n    .er-bankruptcy-cta a {\n        width: 100%;\n        white-space: normal;\n        text-align: center;\n    }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-4736b30 e-con e-atomic-element e-flexbox-base e-f956811 \" data-id=\"4736b30\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4736b30\">\n    \t\t<div class=\"elementor-element elementor-element-9646689 elementor-widget elementor-widget-html\" data-id=\"9646689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA: KONTAKT - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-contact\" id=\"kontakt\">\n    <div class=\"er-contact-inner\">\n\n        <div class=\"er-contact-header\">\n            <span class=\"er-section-label\">Kontakt<\/span>\n\n            <h2>Opisz swoj\u0105 sytuacj\u0119 \u2014 wska\u017cemy mo\u017cliwe rozwi\u0105zania<\/h2>\n\n            <p>\n                Masz pytanie lub chcesz um\u00f3wi\u0107 spotkanie? Wype\u0142nij formularz kontaktowy.\n                Przeanalizujemy zg\u0142oszenie i skontaktujemy si\u0119 z Tob\u0105 najszybciej, jak to mo\u017cliwe.\n            <\/p>\n        <\/div>\n\n        <div class=\"er-contact-grid\">\n\n            <div class=\"er-contact-info\">\n\n                <div class=\"er-contact-card er-contact-card-main\">\n                    <span>Jeste\u015bmy do Twojej dyspozycji<\/span>\n                    <h3>Nie musisz przechodzi\u0107 przez ten proces samodzielnie<\/h3>\n                    <p>\n                        W trudnej sytuacji finansowej liczy si\u0119 czas, spok\u00f3j i w\u0142a\u015bciwa strategia.\n                        Opisz nam swoj\u0105 spraw\u0119, a pomo\u017cemy oceni\u0107, czy w\u0142a\u015bciwym rozwi\u0105zaniem b\u0119dzie\n                        restrukturyzacja, upad\u0142o\u015b\u0107, negocjacje z wierzycielami lub inne dzia\u0142ania ochronne.\n                    <\/p>\n                <\/div>\n\n                <div class=\"er-contact-details\">\n\n                    <div class=\"er-contact-detail\">\n                        <div class=\"er-contact-icon\">\u260e<\/div>\n                        <div>\n                            <span>Telefon<\/span>\n                            <a href=\"tel:+48575217805\">+48 575 217 805<\/a>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"er-contact-detail\">\n                        <div class=\"er-contact-icon\">\u2709<\/div>\n                        <div>\n                            <span>E-mail<\/span>\n                            <a href=\"mailto:kontakt@ekspertrestrukturyzacji.pl\">kontakt@ekspertrestrukturyzacji.pl<\/a>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"er-contact-detail\">\n                        <div class=\"er-contact-icon\">\u2302<\/div>\n                        <div>\n                            <span>Adres<\/span>\n                            <p>Nowowiejskiego 9 lok. 202, 10-162 Olsztyn<\/p>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"er-contact-note\">\n                    <strong>Wa\u017cne:<\/strong>\n                    <p>\n                        Im dok\u0142adniej opiszesz sytuacj\u0119, tym szybciej b\u0119dziemy mogli wskaza\u0107 mo\u017cliwe kierunki dzia\u0142ania.\n                        Mo\u017cesz opisa\u0107 zad\u0142u\u017cenie, rodzaj dzia\u0142alno\u015bci, wierzycieli, prowadzone egzekucje lub pilne terminy.\n                    <\/p>\n                <\/div>\n\n            <\/div>\n\n            <div class=\"er-contact-form-wrap\">\n\n                <div class=\"er-form-top\">\n                    <span>Formularz zg\u0142oszeniowy<\/span>\n                    <h3>Wype\u0142nij formularz<\/h3>\n                    <p>Odpowiemy po analizie przes\u0142anego zg\u0142oszenia.<\/p>\n                <\/div>\n\n                <div class=\"f-wrapper\">\n                    <form action=\"https:\/\/formspree.io\/f\/mjgjdlyk\" method=\"POST\">\n\n                        <div class=\"f-group\">\n                            <label>Imi\u0119 i&nbsp;Nazwisko<\/label>\n                            <input type=\"text\" name=\"name\" class=\"f-input\" placeholder=\"Wpisz swoje dane\" required>\n                        <\/div>\n\n                        <div class=\"f-group\">\n                            <label>E-mail<\/label>\n                            <input type=\"email\" name=\"email\" class=\"f-input\" placeholder=\"twoj@email.pl\" required>\n                        <\/div>\n\n                        <div class=\"f-group\">\n                            <label>Numer telefonu<\/label>\n                            <input type=\"tel\" name=\"phone\" class=\"f-input\" placeholder=\"+48 000 000 000\" required>\n                        <\/div>\n\n                        <div class=\"f-group\">\n                            <label>Opis sytuacji<\/label>\n                            <textarea name=\"message\" class=\"f-input\" rows=\"4\" placeholder=\"W czym mo\u017cemy pom\u00f3c?\" required><\/textarea>\n                        <\/div>\n\n                        <button type=\"submit\" class=\"f-btn\">Wy\u015blij zg\u0142oszenie<\/button>\n\n                        <div class=\"rodo\">\n                            <label class=\"rodo-check\">\n                                <input type=\"checkbox\" required>\n                                <span>\n                                    Wyra\u017cam zgod\u0119 na przetwarzanie moich danych osobowych w celu kontaktu oraz analizy przes\u0142anego zg\u0142oszenia.\n                                <\/span>\n                            <\/label>\n\n                            <p>\n                                Administratorem danych jest Ekspert Restrukturyzacji. Dane b\u0119d\u0105 przetwarzane wy\u0142\u0105cznie\n                                w celu obs\u0142ugi zg\u0142oszenia i kontaktu zwrotnego.\n                            <\/p>\n                        <\/div>\n\n                    <\/form>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    --er-dark: #111111;\n    --er-dark2: #181818;\n    --er-gold: #c9a24d;\n    --er-gold-light: #e3c878;\n    --er-text: #f4f1ea;\n    --er-muted: #b9b3aa;\n}\n\n.er-contact {\n    position: relative;\n    overflow: hidden;\n    padding: 112px 24px;\n    background:\n        radial-gradient(circle at 20% 15%, rgba(201, 162, 77, 0.13), transparent 32%),\n        linear-gradient(180deg, #070707 0%, #111111 54%, #070707 100%);\n    color: var(--er-text);\n}\n\n.er-contact::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(rgba(255,255,255,0.026) 1px, transparent 1px),\n        linear-gradient(90deg, rgba(255,255,255,0.026) 1px, transparent 1px);\n    background-size: 76px 76px;\n    opacity: 0.15;\n    pointer-events: none;\n}\n\n.er-contact::after {\n    content: \"\";\n    position: absolute;\n    width: 620px;\n    height: 620px;\n    right: -260px;\n    bottom: -260px;\n    background: radial-gradient(circle, rgba(201, 162, 77, 0.18), transparent 68%);\n    filter: blur(10px);\n    pointer-events: none;\n}\n\n.er-contact-inner {\n    position: relative;\n    z-index: 2;\n    max-width: 1220px;\n    margin: 0 auto;\n}\n\n.er-contact-header {\n    max-width: 920px;\n    margin-bottom: 66px;\n}\n\n.er-section-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 12px;\n    margin-bottom: 20px;\n    color: var(--er-gold-light);\n    font-size: 0.78rem;\n    font-weight: 800;\n    text-transform: uppercase;\n    letter-spacing: 0.18em;\n}\n\n.er-section-label::before {\n    content: \"\";\n    width: 42px;\n    height: 1px;\n    background: var(--er-gold);\n}\n\n.er-contact-header h2 {\n    margin: 0;\n    font-size: clamp(2.35rem, 4.8vw, 5.2rem);\n    line-height: 0.98;\n    letter-spacing: -0.055em;\n    font-weight: 600;\n}\n\n.er-contact-header p {\n    max-width: 760px;\n    margin: 26px 0 0;\n    color: var(--er-muted);\n    font-size: clamp(1.05rem, 1.45vw, 1.22rem);\n    line-height: 1.75;\n}\n\n.er-contact-grid {\n    display: grid;\n    grid-template-columns: 0.95fr 1.05fr;\n    gap: 48px;\n    align-items: start;\n}\n\n.er-contact-info {\n    display: flex;\n    flex-direction: column;\n    gap: 24px;\n}\n\n.er-contact-card {\n    position: relative;\n    overflow: hidden;\n    padding: 34px;\n    border-radius: 28px;\n    background:\n        linear-gradient(145deg, rgba(255,255,255,0.06), rgba(255,255,255,0.024));\n    border: 1px solid rgba(201, 162, 77, 0.22);\n    box-shadow: 0 24px 78px rgba(0,0,0,0.28);\n}\n\n.er-contact-card::before {\n    content: \"\";\n    position: absolute;\n    width: 190px;\n    height: 190px;\n    right: -90px;\n    top: -90px;\n    background: radial-gradient(circle, rgba(201,162,77,0.22), transparent 70%);\n    pointer-events: none;\n}\n\n.er-contact-card span {\n    position: relative;\n    display: inline-block;\n    margin-bottom: 16px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-contact-card h3 {\n    position: relative;\n    margin: 0 0 16px;\n    font-size: clamp(1.6rem, 2.4vw, 2.45rem);\n    line-height: 1.1;\n    letter-spacing: -0.04em;\n    font-weight: 600;\n    color: var(--er-text);\n}\n\n.er-contact-card p {\n    position: relative;\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 1rem;\n    line-height: 1.75;\n}\n\n.er-contact-details {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 14px;\n}\n\n.er-contact-detail {\n    display: flex;\n    gap: 16px;\n    align-items: flex-start;\n    padding: 20px;\n    border-radius: 20px;\n    background: rgba(255,255,255,0.035);\n    border: 1px solid rgba(201, 162, 77, 0.16);\n}\n\n.er-contact-icon {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    width: 42px;\n    min-width: 42px;\n    height: 42px;\n    border-radius: 50%;\n    background: rgba(201, 162, 77, 0.1);\n    border: 1px solid rgba(201, 162, 77, 0.28);\n    color: var(--er-gold-light);\n    font-size: 1rem;\n    font-weight: 800;\n}\n\n.er-contact-detail span {\n    display: block;\n    margin-bottom: 6px;\n    color: var(--er-gold-light);\n    font-size: 0.74rem;\n    text-transform: uppercase;\n    letter-spacing: 0.14em;\n    font-weight: 800;\n}\n\n.er-contact-detail a,\n.er-contact-detail p {\n    margin: 0;\n    color: var(--er-text);\n    font-size: 1rem;\n    line-height: 1.5;\n    text-decoration: none;\n    transition: color 0.25s ease;\n}\n\n.er-contact-detail a:hover {\n    color: var(--er-gold-light);\n}\n\n.er-contact-note {\n    padding: 24px;\n    border-radius: 22px;\n    background: rgba(201, 162, 77, 0.08);\n    border: 1px solid rgba(201, 162, 77, 0.24);\n}\n\n.er-contact-note strong {\n    display: block;\n    margin-bottom: 8px;\n    color: var(--er-gold-light);\n    font-size: 1rem;\n}\n\n.er-contact-note p {\n    margin: 0;\n    color: var(--er-muted);\n    font-size: 0.95rem;\n    line-height: 1.65;\n}\n\n.er-contact-form-wrap {\n    position: relative;\n    padding: 34px;\n    border-radius: 32px;\n    background:\n        linear-gradient(145deg, rgba(255,255,255,0.055), rgba(255,255,255,0.022));\n    border: 1px solid rgba(201, 162, 77, 0.24);\n    box-shadow: 0 30px 90px rgba(0,0,0,0.42);\n}\n\n.er-form-top {\n    margin-bottom: 26px;\n}\n\n.er-form-top span {\n    display: inline-block;\n    margin-bottom: 12px;\n    color: var(--er-gold-light);\n    font-size: 0.76rem;\n    text-transform: uppercase;\n    letter-spacing: 0.16em;\n    font-weight: 800;\n}\n\n.er-form-top h3 {\n    margin: 0;\n    color: var(--er-text);\n    font-size: clamp(1.8rem, 3vw, 3rem);\n    line-height: 1.08;\n    letter-spacing: -0.04em;\n    font-weight: 600;\n}\n\n.er-form-top p {\n    margin: 12px 0 0;\n    color: var(--er-muted);\n    font-size: 0.98rem;\n    line-height: 1.6;\n}\n\n.f-wrapper {\n    width: 100%;\n    margin: 0 auto;\n    padding: 0;\n    color: var(--er-text);\n    position: relative;\n}\n\n.f-group {\n    margin-bottom: 18px;\n    position: relative;\n    z-index: 2;\n}\n\n.f-group label {\n    display: block;\n    margin-bottom: 8px;\n    font-size: 0.86rem;\n    font-weight: 600;\n    color: var(--er-gold-light);\n    letter-spacing: 0.02em;\n}\n\n.f-input {\n    width: 100%;\n    padding: 15px 16px;\n    background: rgba(255, 255, 255, 0.035);\n    border: 1px solid rgba(255, 255, 255, 0.12);\n    border-radius: 14px;\n    color: var(--er-text);\n    font-size: 0.96rem;\n    outline: none;\n    transition: all 0.25s ease;\n    box-sizing: border-box;\n}\n\n.f-input::placeholder {\n    color: rgba(244, 241, 234, 0.38);\n}\n\n.f-input:focus {\n    border-color: var(--er-gold);\n    background: rgba(255, 255, 255, 0.055);\n    box-shadow: 0 0 0 4px rgba(201, 162, 77, 0.12);\n}\n\ntextarea.f-input {\n    resize: vertical;\n    min-height: 120px;\n}\n\n.f-btn {\n    width: 100%;\n    margin-top: 8px;\n    padding: 17px 22px;\n    border: none;\n    border-radius: 999px;\n    background: linear-gradient(135deg, var(--er-gold), var(--er-gold-light));\n    color: #090909;\n    font-size: 0.98rem;\n    font-weight: 900;\n    letter-spacing: 0.02em;\n    cursor: pointer;\n    transition: all 0.25s ease;\n    box-shadow: 0 16px 38px rgba(201, 162, 77, 0.22);\n}\n\n.f-btn:hover {\n    transform: translateY(-2px);\n    box-shadow: 0 20px 48px rgba(201, 162, 77, 0.32);\n}\n\n.rodo {\n    margin-top: 20px;\n    padding-top: 18px;\n    border-top: 1px solid rgba(255, 255, 255, 0.08);\n    position: relative;\n    z-index: 2;\n}\n\n.rodo-check {\n    display: flex;\n    gap: 10px;\n    align-items: flex-start;\n    font-size: 0.78rem;\n    line-height: 1.45;\n    color: var(--er-muted);\n    cursor: pointer;\n}\n\n.rodo-check input {\n    margin-top: 3px;\n    min-width: 15px;\n    min-height: 15px;\n    accent-color: var(--er-gold);\n}\n\n.rodo p {\n    margin: 10px 0 0;\n    color: var(--er-muted);\n    font-size: 0.66rem;\n    opacity: 0.68;\n    line-height: 1.45;\n}\n\n@media (max-width: 980px) {\n    .er-contact {\n        padding: 88px 20px;\n    }\n\n    .er-contact-header {\n        margin-bottom: 44px;\n    }\n\n    .er-contact-grid {\n        grid-template-columns: 1fr;\n    }\n\n    .er-contact-form-wrap {\n        max-width: 680px;\n    }\n}\n\n@media (max-width: 560px) {\n    .er-contact {\n        padding: 72px 18px;\n    }\n\n    .er-contact-header h2 {\n        font-size: clamp(2.15rem, 12vw, 3.5rem);\n    }\n\n    .er-contact-card,\n    .er-contact-form-wrap {\n        padding: 26px 22px;\n        border-radius: 24px;\n    }\n\n    .er-contact-detail {\n        padding: 16px;\n    }\n\n    .er-contact-detail a,\n    .er-contact-detail p {\n        font-size: 0.94rem;\n        word-break: break-word;\n    }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-8f180ea e-con e-atomic-element e-flexbox-base e-11b9ac0 \" data-id=\"8f180ea\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"8f180ea\">\n    \t\t<div class=\"elementor-element elementor-element-70afdf9 elementor-widget elementor-widget-html\" data-id=\"70afdf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- SEKCJA: BLOG SEO - EKSPERT RESTRUKTURYZACJI -->\n<section class=\"er-seo-blog\" id=\"blog\">\n    <div class=\"er-seo-blog-inner\">\n\n        <div class=\"er-seo-blog-header\">\n            <span class=\"er-section-label\">Blog<\/span>\n\n            <h2>Restrukturyzacja i upad\u0142o\u015b\u0107 w Olsztynie oraz wojew\u00f3dztwie warmi\u0144sko-mazurskim<\/h2>\n\n            <p>\n                Dzia\u0142amy na terenie Olsztyna i ca\u0142ego wojew\u00f3dztwa warmi\u0144sko-mazurskiego, wspieraj\u0105c przedsi\u0119biorc\u00f3w\n                oraz osoby fizyczne w sprawach zwi\u0105zanych z restrukturyzacj\u0105, upad\u0142o\u015bci\u0105, zad\u0142u\u017ceniem,\n                negocjacjami z wierzycielami i ochron\u0105 przed egzekucj\u0105.\n            <\/p>\n        <\/div>\n\n        <div class=\"er-seo-blog-grid\">\n\n            <article class=\"er-seo-blog-card\">\n                <div class=\"er-seo-blog-image\">\n                    <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1200&q=85\" alt=\"Restrukturyzacja firmy Olsztyn\">\n                <\/div>\n\n                <div class=\"er-seo-blog-content\">\n                    <span>Restrukturyzacja firm<\/span>\n                    <h3>Restrukturyzacja firmy w Olsztynie \u2014 kiedy warto dzia\u0142a\u0107?<\/h3>\n                    <p>\n                        Restrukturyzacja firmy w Olsztynie mo\u017ce by\u0107 skutecznym rozwi\u0105zaniem dla przedsi\u0119biorc\u00f3w,\n                        kt\u00f3rzy maj\u0105 problemy z p\u0142ynno\u015bci\u0105 finansow\u0105, zaleg\u0142o\u015bci wobec kontrahent\u00f3w, ZUS, urz\u0119du\n                        skarbowego lub bank\u00f3w.\n                    <\/p>\n                    <p>\n                        Im szybciej przedsi\u0119biorca podejmie dzia\u0142ania, tym wi\u0119ksza szansa na ochron\u0119 firmy,\n                        uporz\u0105dkowanie zobowi\u0105za\u0144 i unikni\u0119cie upad\u0142o\u015bci.\n                    <\/p>\n                    <a href=\"#kontakt\">Skonsultuj spraw\u0119<\/a>\n                <\/div>\n            <\/article>\n\n            <article class=\"er-seo-blog-card\">\n                <div class=\"er-seo-blog-image\">\n                    <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1200&q=85\" alt=\"Upad\u0142o\u015b\u0107 konsumencka Olsztyn\">\n                <\/div>\n\n                <div class=\"er-seo-blog-content\">\n                    <span>Upad\u0142o\u015b\u0107<\/span>\n                    <h3>Upad\u0142o\u015b\u0107 konsumencka Olsztyn \u2014 pomoc w trudnej sytuacji finansowej<\/h3>\n                    <p>\n                        Upad\u0142o\u015b\u0107 konsumencka w Olsztynie mo\u017ce by\u0107 rozwi\u0105zaniem dla os\u00f3b, kt\u00f3re nie s\u0105 w stanie\n                        regulowa\u0107 swoich zobowi\u0105za\u0144 i mierz\u0105 si\u0119 z windykacj\u0105, egzekucj\u0105 komornicz\u0105 lub narastaj\u0105cym\n                        zad\u0142u\u017ceniem.\n                    <\/p>\n                    <p>\n                        Pomagamy przeanalizowa\u0107 sytuacj\u0119, oceni\u0107 mo\u017cliwe scenariusze i przygotowa\u0107 si\u0119 do dalszych\n                        dzia\u0142a\u0144 prawnych.\n                    <\/p>\n                    <a href=\"#kontakt\">Opisz swoj\u0105 sytuacj\u0119<\/a>\n                <\/div>\n            <\/article>\n\n            <article class=\"er-seo-blog-card\">\n                <div class=\"er-seo-blog-image\">\n                    <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1507679799987-c73779587ccf?auto=format&fit=crop&w=1200&q=85\" alt=\"Doradca restrukturyzacyjny warmi\u0144sko-mazurskie\">\n                <\/div>\n\n                <div class=\"er-seo-blog-content\">\n                    <span>Warmi\u0144sko-mazurskie<\/span>\n                    <h3>Doradztwo restrukturyzacyjne w wojew\u00f3dztwie warmi\u0144sko-mazurskim<\/h3>\n                    <p>\n                        Obs\u0142ugujemy sprawy przedsi\u0119biorc\u00f3w z Olsztyna, Elbl\u0105ga, E\u0142ku, Ostr\u00f3dy, I\u0142awy, Gi\u017cycka,\n                        Mr\u0105gowa, K\u0119trzyna, Szczytna, Bartoszyc, Lidzbarka Warmi\u0144skiego i innych miejscowo\u015bci\n                        regionu.\n                    <\/p>\n                    <p>\n                        Wspieramy firmy w analizie zad\u0142u\u017cenia, przygotowaniu dokumentacji, rozmowach z wierzycielami\n                        oraz wyborze odpowiedniej \u015bcie\u017cki dzia\u0142ania.\n                    <\/p>\n                    <a href=\"#kontakt\">Zapytaj o pomoc<\/a>\n                <\/div>\n            <\/article>\n\n        <\/div>\n\n        <div class=\"er-seo-local\">\n\n            <div class=\"er-seo-local-text\">\n                <span>Lokalne wsparcie<\/span>\n                <h3>Pomoc prawna i restrukturyzacyjna blisko Twojej firmy<\/h3>\n                <p>\n                    Nasze wsparcie kierujemy do przedsi\u0119biorc\u00f3w, zarz\u0105d\u00f3w sp\u00f3\u0142ek, w\u0142a\u015bcicieli jednoosobowych\n                    dzia\u0142alno\u015bci gospodarczych oraz os\u00f3b fizycznych z Olsztyna i wojew\u00f3dztwa warmi\u0144sko-mazurskiego.\n                    Pomagamy w sprawach, w kt\u00f3rych liczy si\u0119 szybka reakcja, w\u0142a\u015bciwa ocena ryzyka i przygotowanie\n                    realnego planu dzia\u0142ania.\n                <\/p>\n            <\/div>\n\n            <div class=\"er-seo-local-list\">\n                <h4>Obszar dzia\u0142ania<\/h4>\n\n                <div class=\"er-city-list\">\n                    <span>Olsztyn<\/span>\n                    <span>Elbl\u0105g<\/span>\n                    <span>E\u0142k<\/span>\n                    <span>Ostr\u00f3da<\/span>\n                    <span>I\u0142awa<\/span>\n                    <span>Gi\u017cycko<\/span>\n                    <span>Mr\u0105gowo<\/span>\n                    <span>K\u0119trzyn<\/span>\n                    <span>Szczytno<\/span>\n                    <span>Bartoszyce<\/span>\n                    <span>Lidzbark Warmi\u0144ski<\/span>\n                    <span>Woj. warmi\u0144sko-mazurskie<\/span>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n        <div class=\"er-seo-faq\">\n\n            <div class=\"er-seo-faq-header\">\n                <span>Najcz\u0119stsze pytania<\/span>\n                <h3>Restrukturyzacja i upad\u0142o\u015b\u0107 \u2014 pytania klient\u00f3w z Olsztyna i regionu<\/h3>\n            <\/div>\n\n            <div class=\"er-faq-grid\">\n\n                <div class=\"er-faq-item\">\n                    <h4>Kiedy warto rozwa\u017cy\u0107 restrukturyzacj\u0119 firmy?<\/h4>\n                    <p>\n                        Wtedy, gdy firma traci p\u0142ynno\u015b\u0107 finansow\u0105, ma zaleg\u0142o\u015bci wobec wierzycieli,\n                        pojawiaj\u0105 si\u0119 wezwania do zap\u0142aty, windykacja lub ryzyko egzekucji.\n                    <\/p>\n                <\/div>\n\n                <div class=\"er-faq-item\">\n                    <h4>Czy restrukturyzacja mo\u017ce ochroni\u0107 firm\u0119 przed upad\u0142o\u015bci\u0105?<\/h4>\n                    <p>\n                        Tak, w\u0142a\u015bciwie dobrana restrukturyzacja mo\u017ce pom\u00f3c uporz\u0105dkowa\u0107 zobowi\u0105zania,\n                        zawrze\u0107 uk\u0142ad z wierzycielami i stworzy\u0107 warunki do dalszego funkcjonowania firmy.\n                    <\/p>\n                <\/div>\n\n                <div class=\"er-faq-item\">\n                    <h4>Czy pomagacie firmom spoza Olsztyna?<\/h4>\n                    <p>\n                        Tak. Dzia\u0142amy na terenie ca\u0142ego wojew\u00f3dztwa warmi\u0144sko-mazurskiego, wspieraj\u0105c\n                        przedsi\u0119biorc\u00f3w z r\u00f3\u017cnych bran\u017c i miejscowo\u015bci regionu.\n                    <\/p>\n                <\/div>\n\n                <div class=\"er-faq-item\">\n                    <h4>Czy pierwsza analiza pomaga wybra\u0107 w\u0142a\u015bciwe rozwi\u0105zanie?<\/h4>\n                    <p>\n                        Tak. Analiza sytuacji pozwala oceni\u0107, czy lepszym kierunkiem b\u0119dzie restrukturyzacja,\n                        upad\u0142o\u015b\u0107, negocjacje z wierzycielami lub inne dzia\u0142ania ochronne.\n                    <\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n        <div class=\"er-seo-blog-cta\">\n            <div>\n                <span>Olsztyn i wojew\u00f3dztwo warmi\u0144sko-mazurskie<\/span>\n                <h3>Potrzebujesz pomocy w sprawie zad\u0142u\u017cenia, restrukturyzacji lub upad\u0142o\u015bci?<\/h3>\n                <p>\n                    Opisz swoj\u0105 sytuacj\u0119 w formularzu. Przeanalizujemy spraw\u0119 i wska\u017cemy mo\u017cliwe rozwi\u0105zania.\n                <\/p>\n            <\/div>\n\n            <a href=\"#kontakt\">Wype\u0142nij formularz<\/a>\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --er-black: #070707;\n    --er-dark: #111111;\n    --er-dark2: #181818;\n    --er-gold: #c9a24d;\n    --er-gold-light: #e3c878;\n    --er-text: #f4f1ea;\n    --er-muted: #b9b3aa;\n}\n\n.er-seo-blog {\n    position: relative;\n    overflow: hidden;\n    padding: 112px 24px;\n    background:\n        radial-gradient(circle at 82% 12%, rgba(201, 162, 77, 0.13), transparent 32%),\n        linear-gradient(180deg, #070707 0%, #111111 52%, #070707 100%);\n    color: var(--er-text);\n}\n\n.er-seo-blog::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(rgba(255,255,255,0.026) 1px, transparent 1px),\n        linear-gradient(90deg, rgba(255,255,255,0.026) 1px, transparent 1px);\n   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finansowej. Wspieramy w restrukturyzacji, upad\u0142o\u015bci oraz rozmowach z wierzycielami, bankami, urz\u0119dami i komornikami. Wype\u0142nij formularz Dowiedz si\u0119 wi\u0119cej Restrukturyzacja ochrona firmy przed upad\u0142o\u015bci\u0105 Upad\u0142o\u015b\u0107 nowy pocz\u0105tek i uporz\u0105dkowanie zobowi\u0105za\u0144 Wsparcie kontakt z wierzycielami, bankami i komornikami Analiza sytuacji Sprawd\u017a, jakie [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":25,"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":43,"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/pages\/7\/revisions\/43"}],"wp:attachment":[{"href":"https:\/\/ekspertrestrukturyzacji.pl\/index.php\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}